LuckNet Real Estate Group

All things real estate in and around Baltimore County Maryland with emphasis on the Real Estate Investor.
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LuckNet Real Estate Group

Concerning Real Estate in and around Baltimore County Maryland, with emphasis on the Real Estate Investor

Strong Cash Flow & 48.6% first year ROI!

2548 Druid Park drWhen I look for deals for investors, I analyze the deal from every angle to make sure it is the right opportunity for any investor-new or seasoned. My goal is to find excellent cash flow or a minimum 20% first year ROI, but hopefully BOTH. This deal is one of those! Strong monthly cash flow (Over $500 month) with a 48.6% first year ROI!

Take your choice of one of two adjacent properties-or maybe both!

2548 and/or 2550 Druid Park Dr listed at just $79,999 each. Both are currently vacant for sale, but were inhabited within last few months. The below assessment works for either property.

  • 3 bedroom
  • 1 ba
  • Absolutely Turnkey
  • READY TO RENT
  • Just listed-so take a look quick!

Deal Analysis Purchase:

  • Purchase $79,999
  • Down Payment (20%) $16,000
  • Loan Closing: (6%) $3840
  • Repair estimate: $1500 (added just for any incidentals-no real work needed)  
  • Mortgage Amount: $63,999
  • Monthly PI: $425.79 (7% fixed 30 year)
  • Annual Taxes $651 ($54.25 month)
  • Hazard Ins: $480 ($40 month)
  • Total monthly expense: $520.04
  • Total Invested: $21,340 (DP, closing, & repairs) 
  • These numbers are all estimates and are not intended as commitments to loan.

Return on Investment:Buy & Hold Strategy (1st year)

  • Market rent $1100
  • PITI $520.04
  • Cash Flow of $579.96 month $6959.52 annual 32.6% ROI ($6959.52/$21340 invested)
  • Depreciation return: $31000 Tax Value/27.5 year depreciation schedule=$1127.27 year. Assume a 33% tax rate=$372 per year deduction or 1.7% ROI
  • 1st year loan (principal) pay down- $650.11 or 3.0% ROI
  • Appreciation: Using an appreciation rate in this market of 3% based on purchase price not market value-$2399.97 or 11.2% ROI
  • Total 1 year ROI: $6959.52 + $372 + $650.11 + $2399.97 = $10381.60 or 48.6% ROI

 For more information or your personal tour contact me or Amir Head 443-455-0029.

Stephen Luckett
LuckNet Real Estate Group

443-384-6000 Office 443-912-4866 Cell

Published Monday, May 04, 2009 8:47 AM by Stephen Luckett

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