Are you a first time home buyer but still sitting on the fence about whether it is time to buy?
Have you been living under a rock and not heard about the $8000 tax credit? Well add to that County and State assistance programs that give you up to $35,000 in down payment assistance and add to that up to $15,000 in closing cost assistance and minor cosmetic repair reimbursement----What are you waiting for?
I just closed a deal with a client on a 3 bedroom 1 bath ranch on 1/4 acre of ground in Baltimore County with the NSP program and heres the breakdown:
$35,000 down payment from County
$8,200 closing cost assistance from County
$4995 repair allowance from County-patch, paint, replace some doors & windows, new water heater, some plumbing and electric work-all completed before closing
Less than $1800 out of pocket for the client and they are moving into their new home!
What else do you need? Check out the County and State program links then give me a call-you new home awaits-but time is running short since you must close before December 1, 2009!
Maryland Mortgage Program
Baltimore County open PDF file for overview of County programs
Diversified Housing
Harbel Housing
Stephen Luckett
LuckNet Real Estate Group
443-384-6000 office 443-912-4866 cell