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But with home prices still rising, some homeowner-friendly tax deductions disappearing under the new tax rules, and the Federal Reserve. For each lender, we've included quoted mortgage rates with points, as well as the annual. That can be a plus, given that many lenders want a 20% down payment.
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There are now about 5.9 million borrowers who could see their rates drop by at least 75. high of 4.23% on May 21 to 3.94% now, according to Mortgage News Daily.. Affordability is now the best it's been in more than a year, with the monthly payment on the average-priced house down 6% in the past six.
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