apra scraps 7pc home loan buffer . This is a really exciting move by APRA. In essence what this means is that if lenders adopt these recommendations, your capacity to borrow will increase. So if you were on the line in terms of being able to get a loan, this should really strengthen your position.
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In a move that is most likely to benefit owner-occupiers and the wider property market, the Australian Prudential Regulation Authority (APRA) is proposing the 7 per cent serviceability buffer on home loans be removed. It was imposed in an attempt to temper ballooning house prices and surging housing investor loan growth back in 2014.
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In a move that is most likely to benefit owner-occupiers and the wider property market, the Australian Prudential Regulation Authority is proposing the 7 per cent serviceability buffer on home loans be removed. With housing prices continuing to fall sharply in Sydney and Melbourne, APRA’s unwinding.
Matthew Cranston | The Australian Financial Review | 21 May 2019 https://www.afr.com/news/economy/rba-signals-june-rate-cut-20190519-p51p12 Reserve Bank of Australia.
RBA signals further rate cuts are imminent The Reserve Bank of Australia (RBA) is open to further rate cuts should they be needed, according to the minutes of its August 6 meeting. "Regarding the communication of this decision, members.
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APRA scraps 7pc home loan buffer. The Australian Prudential Regulation Authority has written to banks proposing the 7 per cent serviceability buffer on home loans be removed, in good news for borrowers and the property market. See All.
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